SUPER & PENSION

IS YOUR SUPER WORKING
AS HARD AS YOU ARE?

For many Australians, Superannuation is their second-largest asset, yet it is often left in “set and forget” funds that simply track the market. Standard super funds typically rely on passive indexing. While this keeps costs low, it exposes your retirement savings to 100% of the market’s volatility. When the market drops, so does your Super.

We believe your retirement savings deserve better than ‘average’ and should be managed on a risk-adjusted basis. By utilising the HUB24 platform, the Harbourside Super & Pension product brings professional, discretionary management to your Super fund. We don’t just hold assets; we actively adjust them to manage risk and smooth out the ride.

STRATEGY BENEFITS

1. Professional Oversight

Move beyond just equities. We combine equities, bonds, commodities, and alternate assets to reduce correlation to any single market movement.

Unlike pooled industry funds where your money is lost in a “black box,” the HUB24 platform gives you clear visibility. You can see exactly where your money is invested at any time.

Your life isn’t “one size fits all,” and your Super shouldn’t be either. We can blend strategies – for example, holding 50% in Growth and 50% in Balanced—to perfectly match your risk profile and retirement timeline.

Enjoy the peace of mind of an APRA-regulated fund with the flexibility of a managed account. This structure provides robust protection while allowing for dynamic, active investment choices.

Whether you are currently building your nest egg in the wealth accumulation phase, or drawing down in the pension phase of life, our comprehensive accounts adapt to your changing needs.

Professional Oversight. Transparent Results.

Stop leaving your retirement savings to a passive, “set and forget” fund. Switch to a transparent, APRA-regulated structure where your capital is actively managed to navigate changing markets.

Choose the portfolio that fits your goals:

  • Shartru Conservative (MDA): Prioritising stability and capital preservation.
  • Shartru Balanced (MDA): A dual-focus on growth and active defence.
  • Shartru Growth (MDA): Focused on long-term wealth accumulation.

STABILITY. GROWTH. DIVERSIFICATION.

Speak to Harbourside Investment Management today to discuss a professional, transparent, and actively managed Superannuation & Pension solution.